Guides UAE Housing Guide Guide 3 of 8
Relocate2UAE Property Series · Guide 3 of 8

The Complete Dubai Tenant Guide 2026: Ejari, Cheques, Deposits, Rent Increases and Your Rights

Renting in Dubai is governed by Law No. 26 of 2007 as amended by Law No. 33 of 2008, with rent increases controlled by Decree No. 43 of 2013 and the Dubai Land Department's Smart Rental Index. In plain terms: your contract must be registered on Ejari, you will pay about 12 to 16 percent of the annual rent in day-one costs beyond the first cheque, your landlord can only raise the rent at renewal within published bands and with 90 days written notice, and you cannot be evicted without 12 months notice served through a notary or registered post.

Relocate2UAE, Abu Dhabi Last reviewed 8 September 2026 Verified sources

At a glance

Key facts at a glance

Item 2026 position
Governing law Law No. 26 of 2007, amended by Law No. 33 of 2008; Decree No. 43 of 2013 on rent increases
Regulator Real Estate Regulatory Agency (RERA), part of the Dubai Land Department (DLD)
Contract registration Ejari, mandatory. AED 177.75 online via Dubai REST app; AED 219.75 at a trustee centre
Agency commission 5% of annual rent plus 5% VAT, paid by tenant. Minimum commonly AED 5,000
Security deposit 5% of annual rent unfurnished, 10% furnished. Refundable
DEWA security deposit AED 2,000 apartment, AED 4,000 villa, plus AED 100–130 activation. Refundable
Dubai Municipality housing fee 5% of annual rent, charged monthly on the DEWA bill
Payment Typically 1 to 4 post-dated cheques. Bank transfer and card increasingly accepted
Rent increase at renewal Only within Smart Rental Index bands: 0, 5, 10, 15 or 20%, with 90 days written notice
Eviction for sale or landlord's own use 12 months written notice via notary public or registered post
Automatic renewal If neither party gives notice, the contract renews on the same terms
Disputes Rental Dispute Centre (RDC). Filing fee 3.5% of annual rent, min AED 500, max AED 20,000

Sources: Dubai Land Department, RERA, DEWA, Dubai Municipality. Reviewed September 2026.

Before you sign: checking the agent, the landlord and the listing

Five checks that protect every penny of your day-one cash.

Check the broker

Every person who shows you a property in Dubai must hold a RERA Broker Registration Number (BRN) and work for a brokerage with an Office Registration Number (ORN). Ask for the BRN and check it on the Dubai REST app or the DLD website under "Real Estate Brokers". No BRN, no viewing.

Check the listing permit

Every advertised property must carry a Trakheesi permit number issued by the DLD. Listings on Bayut and Property Finder display it. If the agent cannot show a permit number, the listing may not be authorised by the owner.

Check who owns it

Ask for a copy of the title deed and match the owner's name to the person who will sign your contract, or to a valid power of attorney. If a property management company signs, ask for the management agreement.

Check the building

Under the Smart Rental Index buildings are rated from one to five stars on structure, finishing, maintenance and services. A higher-rated building can justify a higher rent. Ask for the building's classification and check the DLD service charge index on the Dubai REST app.

Check the chiller arrangement

Many Dubai towers use district cooling (Empower, Emicool, Tabreed). Ask whether the chiller charge is paid by the landlord or the tenant, whether there is a separate chiller deposit (often AED 1,000–2,500), and what last summer's bills looked like. This is the most common cost surprise for new tenants.

Day-one cash: what you actually pay to move in

Worked example: one-bedroom apartment, unfurnished, annual rent AED 80,000, paid in four cheques.

Item Amount Refundable?
First rent cheque (one quarter) AED 20,000 No, it is rent
Agency commission 5% plus VAT AED 4,200 No
Security deposit 5% AED 4,000 Yes, at end of tenancy
Ejari registration (online) AED 177.75 No
DEWA security deposit and activation AED 2,130 Deposit yes, activation no
Chiller deposit (if applicable) AED 1,000–2,500 Yes
Internet installation and first month (du or e&) AED 400–700 No
Total cash on move-in day About AED 31,900–33,700 About AED 7,100–8,600 comes back

Add the remaining three cheques of AED 20,000 each, dated three, six and nine months ahead. Add the 5% housing fee of AED 333 per month on your DEWA bill. Add a moving company at AED 800–3,000 for a local move.

Cash needed before your first UAE salary lands is therefore about AED 32,000–34,000 on an AED 80,000 rent. Scale it: roughly 40% of annual rent if paying in four cheques, 65% if paying in two, 115% if paying in one. That is why Guide 2 says to plan a furnished landing period first.

The tenancy contract: what it must contain

Dubai uses the RERA Unified Tenancy Contract, which every agent should provide. Check these clauses before you sign:

  • Full names, passport and Emirates ID numbers of landlord and tenant, and the landlord's title deed number.
  • Property details including unit number, parking bay numbers and the DEWA premise number.
  • Annual rent, number of cheques, and cheque dates.
  • Security deposit amount and the condition for its refund.
  • Contract start and end dates. Twelve months is standard.
  • Who pays for what: minor maintenance (tenant up to AED 500–1,000 per incident), major maintenance and structural repairs (landlord by law), chiller, service charges (always landlord), housing fee (always tenant).
  • Early termination clause: notice period and penalty. Two months rent plus notice is common.
  • Number of occupants. All must be registered on Ejari within seven days of moving in.
  • Pets, if relevant, in writing.
  • A furniture and appliances inventory if furnished.

Do not sign a contract with blank fields, and do not sign an "addendum" that contradicts the unified contract without reading it twice. Additional clauses are enforceable if signed.

Ejari: registration, why it matters and how to do it

Ejari is the DLD's tenancy registry. Without it your contract is not recognised by any government body. You need the Ejari certificate to connect DEWA, sponsor your family, register your children at school, get a Dubai driving licence at some centres, hire domestic staff and file a rental dispute.

By law the landlord is responsible for registration. In practice the contract usually says the tenant pays and often the tenant does it.

Steps for tenants using the Dubai REST app:

  1. 1Log in with UAE Pass.
  2. 2Select Services, then Ejari, then Register a Tenancy Contract.
  3. 3Upload the signed contract, your Emirates ID, the landlord's title deed copy and Emirates ID or passport, and the DEWA premise number.
  4. 4Pay AED 177.75. This includes the AED 100 registration fee, AED 10 Knowledge Fee, AED 10 Innovation Fee, service partner charge and VAT.
  5. 5The landlord approves the request in their own app.
  6. 6Download the Ejari certificate. It is your proof of address in Dubai.

At a trustee centre the total is AED 219.75 and takes about 25 minutes plus waiting. Through a property manager expect AED 400–500 including their handling.

Renewal costs the same as registration and must be done at every contract renewal. Cancellation at the end of the tenancy is also done in the app and is needed to get your DEWA deposit refunded and to let the next tenant register.

Cheques, transfers and what happens if a cheque bounces

Post-dated cheques remain the default because they give the landlord security. Since 2 January 2022, under amendments to the Commercial Transactions Law, a bounced cheque is no longer a criminal matter in most cases. The bank must pay any partial amount available, and the cheque becomes an enforceable instrument that the landlord can take straight to execution court without a trial. Fraudulent or deliberately bad-faith cheques can still be prosecuted.

For a tenant this means two things: a bounced rent cheque will not send you to jail, but it will trigger a fast civil enforcement, a bank default marker with the Al Etihad Credit Bureau, and grounds for the landlord to seek eviction after a 30-day notice to pay. Treat cheque dates as immovable.

Bank transfer and card payment are now widely accepted, and a growing number of landlords use rent collection platforms that take monthly card or direct debit payments for a fee of 1–3%. If you have no cheque book yet, ask. Do not pay in cash without a receipt on the landlord's headed paper.

Your rights while you live there

Maintenance

Article 16 of Law No. 26 of 2007 makes the landlord responsible for maintenance and repair of defects that affect the tenant's use of the property unless the contract says otherwise. The market convention is that the tenant covers minor items up to a threshold and the landlord covers everything above it, including air conditioning units, water heaters, plumbing and electrical faults. Put the threshold in the contract.

Quiet enjoyment

The landlord may not enter without notice, cut services or change locks. Doing so is grounds for a Rental Dispute Centre case.

No mid-contract rent increase

Rent cannot change during the contract term. Only at renewal, and only within the bands below.

Sub-letting

Not permitted without the landlord's written consent. Short-term letting of your rented apartment on Airbnb without a DET permit and landlord consent is illegal.

Occupants

Family members and flatmates must be added to the Ejari. Buildings may set maximum occupancy rules, typically two people per bedroom for family units.

Rent increases at renewal: the Smart Rental Index explained

Dubai replaced the old RERA calculator with the Smart Rental Index in January 2025 and updated it again in 2026 with sub-community tracking and separate furnished and unfurnished bands. The rule set behind it is still Decree No. 43 of 2013.

The landlord may increase rent at renewal only if the current rent is below the average market rent for a comparable unit in the same area, and only by the percentage in the band:

Current rent compared with the index average Maximum increase allowed
Less than 10% below 0%
11 to 20% below 5%
21 to 30% below 10%
31 to 40% below 15%
More than 40% below 20%

Two further conditions apply. The landlord must give at least 90 days written notice before the contract end date, and the building's classification under the index must support the increase. A landlord in a poorly rated building may find the index allows less than the band suggests.

How to check your own position in five minutes:

  1. 1Open the Dubai REST app and select the Rental Index or Smart Rental Index service.
  2. 2Enter your Ejari number, or your community, building, unit type and current annual rent.
  3. 3Read the result: it shows the average market rent, how far below it you sit, and the maximum permitted increase.
  4. 4Save a screenshot with the date.
  5. 5Compare it with the landlord's notice. If the notice exceeds the permitted figure, reply in writing citing the index result and Decree No. 43 of 2013.

Worked example. You pay AED 80,000. The index average for your unit type in your building is AED 96,000. Your rent is 16.7% below, so the maximum increase is 5%, to AED 84,000. A notice asking for AED 95,000 is not enforceable and the Rental Dispute Centre will reduce it.

The 90-day rule with a calendar

Your contract ends on 31 March 2027. For any change in terms at renewal, whether rent, cheque count or a new clause, the landlord must serve written notice on or before 31 December 2026. Notice served on 15 January 2027 is late and the contract renews on the existing terms.

The same 90 days applies to you. If you want to move out at the end of the term, or to change terms, tell the landlord in writing by 31 December 2026.

Automatic renewal: if neither side gives notice, the contract renews for the same period on the same terms, under Article 6 of the law. Most tenants find automatic renewal works in their favour.

Eviction: when a landlord can ask you to leave

During the contract the landlord can seek eviction only for cause, after a 30-day written notice to remedy in most cases: non-payment, illegal use, sub-letting without consent, damage, or a building that is unsafe.

At the end of the contract the landlord can refuse renewal only for the reasons listed in Article 25(2) of the law, with 12 months written notice served through the notary public or by registered post:

  • The landlord wants to demolish or carry out major works that cannot be done with the tenant in place, with the required permits.
  • The landlord or a first-degree relative wants to live in the property and does not own a suitable alternative.
  • The landlord wants to sell the property.

If a landlord evicts you to sell or to live in the property and then re-lets it within two years, you can claim compensation at the Rental Dispute Centre. A WhatsApp message or an email is not valid notice. Twelve months from the date of proper service is the minimum.

Ending your tenancy: early termination, deposit and the exit checklist

Early termination

Use the clause in your contract. Where there is none, negotiate. Landlords often accept two months rent as a settlement, or will release you when a replacement tenant signs. Get any settlement in writing before you hand back keys.

Deposit refund

The landlord may deduct only for damage beyond normal wear and tear, unpaid bills and agreed repairs. Fresh paint after a full-year tenancy is normal wear and tear in most RDC judgments unless the contract says otherwise. Photograph everything on day one and on the day you leave, keep the condition report signed, and request the refund in writing with a deadline of 14–30 days.

Exit checklist

  • Give written notice 90 days before the end date if you intend to leave.
  • Book DEWA final bill and disconnection through the DEWA app. The deposit is refunded to your bank within about 10 working days after the final bill is settled.
  • Settle the chiller account and request the chiller deposit refund.
  • Cancel du or e& services, and collect any router deposit.
  • Cancel the Ejari in the Dubai REST app once you have moved out.
  • Complete a joint inspection with the landlord or agent and sign the condition report.
  • Hand over keys and access cards against a signed receipt.
  • Request the security deposit refund in writing with your bank details.

Disputes: the Rental Dispute Centre

The RDC at the DLD hears all Dubai tenancy disputes. You need a registered Ejari to file. The fee is 3.5% of the annual rent with a minimum of AED 500 and a maximum of AED 20,000. Cases are filed online, mediation is attempted first, and most first-instance judgments are issued within four to eight weeks. Common tenant wins: excessive rent increases, deposit non-refund, invalid eviction notices and unperformed maintenance. Keep every document, screenshot and message. The RDC decides on evidence.

What an agent or landlord cannot legally charge you

  • More than the agreed commission. "Admin fees" of AED 1,000–5,000 on top are not permitted unless a genuine service is provided under a separate signed agreement.
  • Key money, or a payment to "reserve" the unit outside a written booking form with refund terms.
  • A deposit above 10% of annual rent.
  • The landlord's Ejari cost twice, or the landlord's service charges.
  • A rent increase that exceeds the Smart Rental Index band.
  • Any penalty not written in the signed contract.

Report unlicensed or abusive brokers through the DLD Real Estate Violations service in the Dubai REST app.

Dubai versus Abu Dhabi: the rules at a glance

Rule Dubai Abu Dhabi
Registration system Ejari (DLD) Tawtheeq (DMT via TAMM)
Rent increase cap Smart Rental Index bands, 0–20% 0% freeze from 2 June 2026, previously 5%
Notice for changes at renewal 90 days 60 days
Notice for non-renewal or eviction at expiry 12 months via notary or registered post, for listed reasons only 2 months written notice before expiry; no 12-month rule. See Guide 4
Municipal charge on rent 5% housing fee on DEWA bill 3% municipality fee on ADDC bill for expats
Dispute body Rental Dispute Centre, DLD Rent Disputes Settlement Committee, Abu Dhabi Judicial Department

Full Abu Dhabi detail is in Guide 4.

Frequently asked questions

Dubai tenancy, answered

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Methodology & sources

Author

Relocate2UAE, Abu Dhabi. Reviewed by a property professional with direct Dubai tenancy and dispute experience.

Sources

DLD, RERA, DEWA and Dubai Municipality regulations. Reviewed against DLD sources September 2026.

Review

Independent. Relocate2UAE is not a landlord, broker or agent and does not earn from your tenancy.

What changed since the last version: first publication. Ejari fees, deposit rules and Smart Rental Index bands reviewed against DLD sources, September 2026.

Disclaimer: This guide is for general information and is not legal advice. Tenancy law and fees change. Always verify current figures with the relevant authority and a licensed professional before signing.