Can expats buy property in Dubai and Abu Dhabi?

Yes, expats can buy freehold property in designated areas. Dubai freehold areas include Dubai Marina, Downtown Dubai, Business Bay, JBR, Palm Jumeirah, Arabian Ranches, and Dubai Hills Estate. Abu Dhabi freehold areas include Al Reem Island, Yas Island, Saadiyat Island, and Al Raha Beach. Property ownership grants eligibility for long-term residence visa (renewable). No restrictions on nationality for most freehold areas.

How much does it cost to rent an apartment in Dubai?

Dubai rental prices vary by area. Studios: AED 25,000-60,000/year. 1-bedroom: AED 45,000-90,000/year. 2-bedroom: AED 70,000-140,000/year. 3-bedroom: AED 100,000-200,000/year. Premium areas (Dubai Marina, Downtown, JBR) are 30-50% more expensive than mid-range areas (Jumeirah Village Circle, Dubai Sports City). Budget areas (International City, Discovery Gardens) offer 40-50% savings.

What is EJARI and do I need it?

EJARI is Dubai's mandatory rental contract registration system managed by Dubai Land Department (DLD). All Dubai rental agreements must be registered on EJARI within 48 hours of signing. Cost: AED 220 for registration. Required for: DEWA connection, Emirates ID application, school enrollment, and visa processing. Your landlord or agent typically handles EJARI registration. Keep EJARI certificate for all official procedures.

How do I pay rent in UAE - monthly or annually?

UAE rent is typically paid annually or in multiple cheques (2-4 payments). Most common: 1 cheque (full year, 5% discount), 2 cheques (every 6 months), 4 cheques (quarterly). Monthly payments are rare and usually cost 10-15% premium. Post-dated cheques are standard practice. Keep sufficient funds as bounced cheques are illegal in UAE. New tenants may need to pay first year upfront plus 5% security deposit.

What are the best family-friendly areas in Dubai and Abu Dhabi?

Dubai: Arabian Ranches (villas, community feel, international schools nearby), Dubai Hills Estate (modern, parks, family amenities), Jumeirah Village Circle (affordable, family-friendly), The Springs/Meadows (established, good schools). Abu Dhabi: Yas Island (entertainment, schools, beaches), Al Reem Island (modern towers, sea views, schools), Khalifa City (spacious villas, family-oriented), Al Reef (affordable villas, community). Consider proximity to schools, supermarkets, parks, and your workplace.

About SPF Private Clients at Relocate2UAE - Your Partners in UAE Relocation

About SPF

Your Trusted Mortgage Partner in the UAE

SPF Private Clients is a professional mortgage brokerage firm specializing in helping expats and UAE residents secure the best home financing solutions. With deep expertise in the UAE mortgage market and relationships with leading banks, we guide you through every step of your home financing journey.

Whether you're a first-time buyer, looking to refinance, or investing in property, our team provides personalized advice and competitive rates tailored to your unique financial situation.

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Professional mortgage advisors with deep UAE market knowledge

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Access to best mortgage rates through our banking partnerships

Personalized Service

Tailored solutions matching your financial goals and situation

Comprehensive Mortgage Services

From first-time buyers to property investors, we provide expert mortgage solutions for every need

Residential Mortgages

Complete home financing solutions for primary residences across the UAE with competitive rates and flexible terms.

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Up to 80% financing

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Investment property financing with favorable terms for rental properties and real estate portfolios.

Investment property loans
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Rental income assessment

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Optimize your existing mortgage with better rates or unlock property equity for other investments.

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How SPF Helps You Secure Your Mortgage

Initial Consultation

Discuss your needs, budget, and property goals with our expert advisors

Market Analysis

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Contact SPF Private Clients for expert mortgage advice and competitive rates. Let us help you find the perfect financing solution for your property.

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